You may be wandering why we are asking this question. Well, according to the Motor Insurers’ Bureau (MIB), there would appear to be quite a sizeable number of motor vehicles that are uninsured here in the UK.

For example, did you know that so far this year here in the UK there have been in excess of 100,000 vehicles seized as they were not insured and of those vehicles a third ended up being crushed never being seen by their owners again. Can you imagine how much those vehicles would have been worth but are no longer on our roads?

Legally, unless you declare your vehicle SORN (Statutory Off Road Notification) and it is not on the public road system here in the UK, you must make sure that you have adequate motor insurance. As a minimum, you must have 3rd party cover.

If you are caught with no motor insurance then be prepared to pay a fine of £300, have 6 penalty points added to your driving license and your vehicle could be confiscated and crushed. You could also receive an unlimited fine, go to court and be banned from driving your light commercial vehicle.

The MIB published some interesting data relating to the areas of the UK including postcodes that are renowned for uninsured drivers. In first place is Leeds lS1, in second place is Bristol BS1, in third place is Salford M3, in fourth place is Manchester M8 and in fifth spot is Birmingham B10.

It really is not worth the risk of driving around in a van with no insurance. As you can see from the above, the potential implications are severe and could have a significant impact on your business.

If you would like a van insurance quotation, why not get in touch with us at your earliest convenience. We provide access to a reputable, extensive panel of insurers with no obligation to proceed. We look forward to hearing from you.